Obtaining insurance for your temporary staffing agency in California is not easy and understanding all of the coverages is even harder. MIG is one of the few insurance brokers who has access to multiple insurance carriers that specialize in providing insurance to temp staffing agencies in California. As you are aware, there are only a few markets available that are willing to provide the needed coverage. As your representative it is our goal to become your partner in finding you the best coverage at the lowest price. There are many different insurance coverages that a California temp staffing agency needs to be concerned with.
Some of the coverages that you may need for your California temp staffing agency are the following:
- General Liability Insurance
- Workers Compensation Insurance
- Commercial Property Insurance
- Crime Insurance (1st and 3rd party insurance)
- Directors, Officers Liability Insurance
- Employment Practices Liability Insurance
- Employee Benefits Liability
- Professional Liability
- Business Income and Extra Expense
- Codes and Ordinance Coverage
- Personal Property Damage coverage
- Commercial Auto Insurance (Owned, Hired and Non-owned)
- Flood Insurance
- Earthquake Insurance
- Umbrella Liability
- Theft and Dishonesty
- Identity Theft
A temp staffing agency has many different liabilities that need to be covered. Many insurance carriers will not provide all of the needed insurance coverages outlined above. It is important that you work with an insurance agent who specializes in this type of coverage. Madison Insurance group has the experience you need.
It is important that you have access to a package program that covers your liability insurance with an insurance carrier that will be here when you need them. As there are not many carriers to chose from when it comes to California workers’ comp insurance you need an expert who can help negotiate coverage and not leave you open to hidden liabilities. Make sure you are getting the best rates for your California workers’ comp insurance! Contact Russ Rymer today for your free quote. Call (865) 963-1224 or email him at russ.rymer@miginsgroup.com